Monthly Archives: May 2005

Insurers May Cancel a Homeowners Policy, If You File a Claim

According to CNN Money , property insurance has always been a loss leader for the insurance industry, and now millions are finding themselves without a homeowners policy: Non-renewals by insurance companies is a trend that’s affecting homeowners far beyond the hurricane belt. Continue reading

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How the Insurance Business Runs Hollywood

Slate : Insurance is not a word usually associated with the power and glory of Hollywood – at least not to outsiders. To insiders, especially those involved in the behind-the-scenes decisions of who will be the stars and what movies will be made, it connotes a sine qua non reality of the entertainment universe. After all, once the media dressing is stripped away, what is the New Hollywood about other than minimizing risk? The stars are no exception to this rule. Continue reading

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Don’t Overlook Risk Transference

National Federation of Independent Business : “One aspect many small to mid-size businesses overlook is risk transference. No major company Kuhn is aware of fails to transfer risk wherever and whenever it can. What should you do Continue reading

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Understanding Business Owner’s Policies

AllBusiness : Basically, three types of insurance are available to protect your business: property, liability and workers’ compensation. Workers’ compensation insurance is required by law in all 50 states Continue reading

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Should Smokers Pay Higher Health Premiums?

Outside the Beltway : “In a simple insurance market people would purchase insurance and their premiums would be based on how likely they are to get sick. There would be no pooling outcomes. To see this suppose there is a pool of individuals, some high risk and some low risk for needing health care. Continue reading

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Boat Insurance Buying Tips

Outoor Release : Understanding boat insurance can be confusing. Continue reading

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The Rich Really Need Life Insurance

Vorlon Whispers : It turns out that rich people need life insurance more than you and I. Continue reading

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Homeowners Policy Limits on Valuables

About : Did you know in a standard homeowners policy, coverage limits for jewelry, furs, watches, and related items is only $1,000 combined? Continue reading

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Employers Offer Pet Insurance

MSNBC : “Pet insurance can be extremely worthwhile for many pet owners. But consider your situation first. Without pet health insurance, you face the possibility of one day having to fork over hundreds of dollars to repair Buster’s leg or, worse yet, having to decide whether to spend thousands of dollars to save Frisky’s life. Continue reading

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What is Auto Insurance?

Insurance Information Institute : Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage: Property coverage pays for damage to or theft of your car. Continue reading

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