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Lookback Period question: If my companion or I are stable and can travel when I buy the insurance more than 181 days before the trip will I have coverage for pre-existing conditions? If I have a condition that requires a doctor visit today and I buy the insurance the next day but more than 181

I understand that emergency evacuation covers the person who is sick. But, what about the other people that are traveling with them? Can we cut our trip short and is this a covered expense with travel insurance? Marianne Hi Marianne, Here’s how travel insurance covers you for the situation you describe: one person is evacuated via their

Fire can be one of the most traumatic and devastating losses anyone can experience. If you’ve had a fire and there were injuries or a death, my sincere condolences

So, you’re going to be a landlord! Since it’s nearly ALWAYS a good time to buy real estate, you’re making an excellent move. The long-term value of real estate from an investment standpoint is, in my humble opinion, the best leverage available. Now that you’ve taken that step, it’s important to get the right kind of insurance to protect not only your investment from the ravages of fire, vandalism, smoke, and broken water pipes, but also protection from the greedy hands of your tenants should they sustain an injury on your property in the form of Liability Coverage. There’s usually 4 primary areas of coverage you want to explore when looking into insurance for your property that you rent to others

NEW HANDS-FREE CELL PHONE LAW IS EFFECTIVE 7/1/08. California finally catches up to what’s safe and realistic by enforcing a requirement to use cell phones while operating a motor vehicle with either a wireless or “wired” ear piece. Soon we’ll all look like Spock and Lieutenant Uhura from Star Trek with those funny “listening devices” protruding from our ears.You can check out the Official FAQ’s at the California Department of Motor Vehicles website, but here’s my personal spin