Monthly Archives: November 2008

Insurance Terminologies

Image Source: correctcoverageinsurance.com Co-payment or co-pay is an exact amount that you will pay for a medical service or supply as deemed necessary by your health insurance provider. An instance would be if your insurance plan requires a $ 20 co-payment for a doctor’s visit or a branded prescription medicine, after co-paying, the rest of the amount will be shouldered by your health insurance plan. Continue reading

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1.3 million Cal kids lack health insurance

The nation has 8.6 million children who lack public or private health insurance and 1.3 million of them are in California, Families USA, a Washington-based advocate for expanded health access, says in a report based on new census data. California, the nation’s most populous state, is just behind Texas in the numbered of medically uninsured children , Families USA says, and at 12.5 percent has the nation’s 12th highest rate. Texas is No. Continue reading

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My roof needs repairing, and my home insurance will only pay for part!

HometownQuotes works with insurance companies across the country to help you find the best Homeowners Insurance and lowest insurance quotes in your area. Enter Zip Code: Reader’s question: My roof needs repair because of significant damage. Continue reading

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Insurance won’t cover unidentified hit-and-run!

HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area. Enter Zip Code: Reader’s question: My mother got involved in a hit-and-run accident. Now her insurance won’t cover her because the driver of the car wasn’t identified Continue reading

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I only have liability coverage. Does Gap insurance cover a total loss of my vehicle?

HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area. Enter Zip Code: Reader’s question: I bought my auto insurance on-line, and I only have liability insurance. Continue reading

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Sudden health-care changes unlikely in California

Given all Barack Obama said about change during the presidential race, he might be expected to quickly revamp America’s health-care system , which virtually everyone calls a mess. Local people who have pushed for health-care reform say, however, they don’t expect major changes in a hurry. But they do foresee the new president attending to the issue. Tatiana Fassieux, manager of the Chico-based Health Improvement Counseling and Advocacy Program (HICAP), which advises Medicare beneficiaries on their California health care coverage , recalled attending a conference last year where the next president spoke. Continue reading

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California farmers, ranchers struggle over health care costs

California’s farmers and ranchers are struggling with health care bills that, in some instances, threaten the viability of their family businesses, according to a report Wednesday by the Access Project and funded by the California Endowment. The report finds that while almost all farm and ranch operators have health insurance, one in five says that California insurance premiums and other out-of-pocket health care costs are causing financial difficulties for themselves and their families. Continue reading

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What affects home insurance prices? What is a deductible?

HometownQuotes works with insurance companies across the country to help you find the best Homeowners Insurance and lowest insurance quotes in your area. Enter Zip Code: Reader’s question: What affects home insurance prices?    What is a deductible Continue reading

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How much home insurance do I need?

HometownQuotes works with insurance companies across the country to help you find the best Homeowners Insurance and lowest insurance quotes in your area. Enter Zip Code: Reader’s question: How much home insurance do I need Continue reading

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I heard I don’t need Auto Insurance Coverage in Florida—is that true?

HometownQuotes works with insurance companies across the country to help you find the best Car Insurance and lowest insurance quotes in your area. Continue reading

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