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Worried about making a flight connection? I routinely answer travel insurance questions on the Cruise Critic Message Boards

There are a number of concerns raised against the public healthcare system as more and more people are losing their jobs and depending on public healthcare for their medical needs. Does the government and the state have enough resources to address this growing need from unemployed Americans?

Barbara from St. Louis asks: I see that your travel insurance plans can cover me if a family member gets sick or dies. My question is do I have to cancel my trip if a family member dies? I don’t like my brother-in-law and while I’ll be sad for my sister when her husband dies,

Here’s the secret — Your Landlord’s Insurance DOES NOT cover ANY of your stuff. Not your TV, clothes, stereo, iPod, Laptop, dishes, furniture, NOTHING! Please read on and see how inexpensively you can protect your valuable possessions for just pennies a day.

My Mother’s ill and I may need to cancel my cruise. Who do I contact first? The cruise line and cancel (if need be), or the insurance company