Monthly Archives: September 2009

Senator Max Baucus Releases Health Reform Bill

The long awaited bill from U.S. Senator Max Baucus, who is the chairman of the all-powerful Senate Finance Committee today, released his health insurance and health care reform bill. Continue reading

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How Can I Apply For Term Life Insurance Online?

How can you apply for term life insurance online? Now you can apply online for up to $500,000 of term life insurance for a term of 10, 15, 20, or 30 years. Coverage is available from a life insurer rated “A” Excellent for financial strength by AM Best Company. In addition, there is no medical exam required to qualify, just a few health questions Continue reading

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Insurance Companies Cancelling Health Insurance of Sick Patients

With President Obama’s speech to Congress last night outlining the details of his overhaul of healthcare in the United States, one interesting point popped up – the fact that Obama would guarantee that insurers could not reject people because of preexisting conditions. Health insurance companies are increasingly citing the failure to disclose preexisting conditions as a means to cancel policies and deny benefits to people in need of care. The term for this is “Post Claims Underwriting”. Continue reading

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What Is The Best Company To Buy Term Life Insurance?

Which is the top term life insurance company when buying life insurance? In the U.S. Continue reading

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Fate of Health Insurance Reform Boils Down to Two Senators

This week is something of a nail-biter for the overhaul of health insurance and health care. When Senator Baucus unveils his finished proposal, reaction to it will swiftly determine whether it’s bipartisan or if the Democrats have to go it alone. Continue reading

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Term Life Insurance Drug Tests – Tips and Information

What are term life insurance drug tests, and what do they check for? Usually, when you apply for life insurance, you may be required to take a medical exam, blood and urine tests Continue reading

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Is Mortgage Life Insurance Required to Buy a Home?

Is mortgage life insurance required in order to purchase a home? The answer may depend on your loan company, the state you live in, and the amount of money you are putting down to buy your home Continue reading

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Where Do Life Insurance Companies Go To Check Medical Records?

Where do life insurance companies get medical records information on applicants for life insurance? Continue reading

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What The President Faces In Tonight’s Health Care and Health Insurance Speech to the Joint Sessions of Congress

Tonight is really big night for President Barack Obama, and even a bigger night for health insurance and health care reform. The reactions following the speech and the impact of message could potentially make or break the health reform bill. Continue reading

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What is Funeral and Burial Insurance?

What is funeral and burial insurance, and how does it work? Funeral/Burial Insurance is a type of life insurance plan that provides limited coverage which may be used to help provide money to pay for your final expenses. Today, final expenses including the cost of a funeral and burial may exceed $6,700 Continue reading

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