Fire can be one of the most traumatic and devastating losses anyone can experience. If you’ve had a fire and there were injuries or a death, my sincere condolences

So, you’re going to be a landlord! Since it’s nearly ALWAYS a good time to buy real estate, you’re making an excellent move. The long-term value of real estate from an investment standpoint is, in my humble opinion, the best leverage available. Now that you’ve taken that step, it’s important to get the right kind of insurance to protect not only your investment from the ravages of fire, vandalism, smoke, and broken water pipes, but also protection from the greedy hands of your tenants should they sustain an injury on your property in the form of Liability Coverage. There’s usually 4 primary areas of coverage you want to explore when looking into insurance for your property that you rent to others

NEW HANDS-FREE CELL PHONE LAW IS EFFECTIVE 7/1/08. California finally catches up to what’s safe and realistic by enforcing a requirement to use cell phones while operating a motor vehicle with either a wireless or “wired” ear piece. Soon we’ll all look like Spock and Lieutenant Uhura from Star Trek with those funny “listening devices” protruding from our ears.You can check out the Official FAQ’s at the California Department of Motor Vehicles website, but here’s my personal spin

Face it. Paint fades over time. Your car sits out in he sun and gets weather-beaten by rain, snow, etc.

A client called me yesterday with an interesting dilemma. Said that recently, when his car was parked on the street, it was hit by a Fire Truck on a call